1. We require a 25% Non-refundable deposit and a signed contract. A horse cannot be considered “sold” until we have a signed contract and deposit. 2. Considerations may be given in some rare instances, but the general rule is that the horse will not leave my property until paid in full. Horses priced at more than $2000 are recommended to have mortality insurance with me as the loss payee. If anything should happen to that horse while being paid off, any monies paid to date by the buyer will be refunded to the buyer with the remaining policy payable to me. Of course we will give horses under contract the same loving care that we give all of our horses, but if a horse is not insured, it is at the buyer's own risk. 3. Take up to six months to pay. * 4. Payments received more than 10 days after the due date on contract will result in a $5 per day late fee. Payments that are 30 days late will result in the contract being null and void. Buyer will forfeit any monies paid to date and ownership of the horse. *Horses not paid in full within a 3 month period are subject to a boarding fee, payable with each monthly payment.