1. We require a 25% Non-refundable deposit and a signed  contract.  A horse cannot be considered “sold” until we have a signed contract  and deposit.  
2. Considerations may be given in some rare instances,  but the general rule is that the horse will not leave my property until paid in  full. Horses priced at more than $2000 are recommended to have mortality  insurance with me as the loss payee. If anything should happen to that horse  while being paid off, any monies paid to date by the buyer will be refunded to  the buyer with the remaining policy payable to me. Of course we will give horses  under contract the same loving care that we give all of our horses, but if a  horse is not insured, it is at the buyer's own risk.
3. Take up to six  months to pay. *
4. Payments received more than 10 days after the due  date on contract will result in a  $5 per day late fee. Payments that are 30  days late will result in the contract being null and void. Buyer will forfeit  any monies paid to date and ownership of the horse.
*Horses not paid in full within a 3 month period are  subject to a boarding fee, payable with each monthly payment.     
Click here for a Sample  Contract.
SALES CONTRACTS/
TERMS & CONDITIONS